| dc.creator |
Buetler, Monika |
|
| dc.creator |
Huguenin, Olivia |
|
| dc.creator |
Teppa, Federica |
|
| dc.date |
2005 |
|
| dc.date.accessioned |
2013-10-16T07:01:30Z |
|
| dc.date.available |
2013-10-16T07:01:30Z |
|
| dc.date.issued |
2013-10-16 |
|
| dc.identifier |
http://hdl.handle.net/10419/18822 |
|
| dc.identifier |
ppn:485192721 |
|
| dc.identifier.uri |
http://koha.mediu.edu.my:8181/xmlui/handle/10419/18822 |
|
| dc.description |
If individuals are unable or unwilling to borrow, a higher than desired second pillar pension capital may induce people to retire earlier than they would have in the absence of such a scheme. Individuals thus leave the workforce as soon as the retirement income is deemed sufficient and the pension plan avails withdrawal of benefits. We provide evidence using individual data from a selection of Swiss pension funds, allowing us to perfectly control for pension scheme details. Our findings suggest that affordability is a key determinant in the retirement decisions. The higher the accumulated pension capital, the earlier individuals tend to leave the workforce. |
|
| dc.language |
eng |
|
| dc.publisher |
|
|
| dc.relation |
CESifo working papers 1458 |
|
| dc.rights |
http://www.econstor.eu/dspace/Nutzungsbedingungen |
|
| dc.subject |
H31 |
|
| dc.subject |
D91 |
|
| dc.subject |
J26 |
|
| dc.subject |
ddc:330 |
|
| dc.subject |
occupational pension |
|
| dc.subject |
retirement decision |
|
| dc.subject |
duration models |
|
| dc.subject |
Altersgrenze |
|
| dc.subject |
Alterssicherung |
|
| dc.subject |
Sparen |
|
| dc.subject |
Pensionsfonds |
|
| dc.subject |
Arbeitsangebot |
|
| dc.subject |
Schätzung |
|
| dc.subject |
Schweiz |
|
| dc.title |
Why forcing people to save for retirement may backfire |
|
| dc.type |
doc-type:workingPaper |
|